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This is our microgrants program targeted at petty traders in the rural areas, who are struggling to grow their small businesses and to take care of their families. This initiative was unveiled by Her Excellency, Dr. Kema Chikwe, former Nigerian Ambassador and Minister of Aviation in 2022. Since inception, over 1,000 women in the rural areas have been impacted with our microgrants.
In 2023, we adopted the Association of Women Living with HIV/AIDS in Nigeria into this program. As women who are suffering stigmatization, as a result of their health statuses, they are economically disadvantaged, so we support them with our small grants and training in order to improve their livelihoods.

Summary

The Ugwumba Fund for Women (aka U-Fund for Women) is a micro-grants scheme designed to support rural women in Nigeria, especially the petty traders, who are selling “akara”, tomatoes, groundnuts, oranges, vegetables, etc in order to survive and to provide for their families. Since inception in 2021, we have supported over 1000 women with our small grants of twenty thousand naira ($25) each. This year, we hope to empower another set of 500 women during the International Women’s Day with $25 each

Challenge

An estimated 54 million out of the total of 78 million women in Nigeria are based in rural areas and make a living from land, according to the Federal Ministry of Agriculture and Rural Development. 42.5% of these 54 million women who live in the rural areas are illiterate and only about 26.8% of them have access to empowerment programs. Therefore, most Nigerian women living in the rural areas do not have access to lands nor funds for farming or to start up small businesses.

Solution

Through the U-Fund for Women, we shall donate $25 each to 500 women who are petty traders in the rural areas of Nigeria to enable them expand their small businesses. Some of them will use the money to buy umbrellas to cover their wares on the streets during rainy season. Others would use their grants to increase their wares (goods) in order to make more profits. With the support of the Ugwumba Women Network across the country, we shall monitor the beneficiaries and ensure that they succeed.

Long-Term Impact

With our small grants support of $25 each, we expect that these 500 women who shall benefit from this project would be able to expand their small businesses and be able to take care of their families across Nigeria. In the future, we shall provide financial literacy training and introduce all the beneficiaries of the U-Fund for Women to microfinance banks in their Local Government Areas or States, so that they would be able to access credits (loans) in order to expand their small businesses.

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